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Consumers

Consumer Resources

“I can't tell you how much we've appreciated working with Partners and especially our Account Representative. Your team has made the idea of home ownership accessible to many of our clients with the extra services your company provides.”

— J. Mottashed, Alpine Mortgage Planning
“Partners provides great service and our sales representative is very hands on.”

— R. Ward, Pinnacle Capital Mortgage
“Our company loves using Partners Credit. The reports are easy to read and our requests are handled quickly and professionally.”

— VP Consumer Direct Lending, Phoenix, AZ
“The customer service is always above and beyond our expectations! Thanks for all that you do!”

— J. Mottashed, Alpine Mortgage Planning
“I appreciate how simple the invoices are and the fact that they have been customized with the detail I need.”

— R. Ward, Pinnacle Capital Mortgage
“We switched to another credit company and we literally had people threaten to quit and we switched back within 30 days.”

— VP Consumer Direct Lending, Phoenix, AZ

Do you receive telephone calls or direct mail with offers of credit or insurance that you did not request? Sometimes right after you applied for credit with another company? There is a reason. Creditors and insurers will set criteria for consumers they would like to contact. The criteria utilizes information held in individual credit files, including credit scores, and helps establish suitability and creditworthiness of the consumer. The consumer contact information for individuals that meet the creditor/insurer standards is then purchased from a Credit Reporting Agency and used to make offers to you.

The Fair Credit Reporting Act (FCRA) allows the use of Credit Reporting Agency information by creditors and insurers to make unsolicited offers of credit or insurance only if the offer is a firm offer of credit as outlined by the FCRA.

If you feel that you would not like to receive prescreened offers you may opt out of receiving them. After opting out, you may opt back in at any time via the same methods. To opt out, you can go online, call or mail in your request.

Credit reporting agency lists

888.567.8688
OR
www.optoutprescreen.com

If you would like to mail your request to opt out, you must contact each credit agency individually:

Experian

Opt Out
P.O. Box 919
Allen, TX 75013

TransUnion

Name Removal Option
P.O. Box 505
Woodlyn, PA 19094

Equifax, Inc.

Options
P.O. Box 740123
Atlanta, GA 30374-0123

Innovis Consumer Assistance

P.O. Box 495
Pittsburgh, PA 15230-0495

Calling the opt-out line or visiting the website will stop the prescreened solicitations that are based on lists from the major consumer reporting companies. You may continue to get solicitations for credit and insurance based on lists from other sources. For example, opting out won't end solicitations from local merchants, religious and charitable associations, professional and alumni associations, and companies with which you already conduct business. To stop mail from groups like these — as well as mail addressed to "occupant" or "resident" — you must contact each source directly.

Additional opt out options:

Direct Marketing Association list

www.dmachoice.org
DMA Mail Preference Service
P.O. Box 643
Carmel, NY 10512