Dynamic and flexible products, packages and cascadesCredit Reporting Suite
Partners offers an array of credit data solutions to assist throughout the loan process from origination to close and portfolio review including proprietary solutions for ordering, retrieving and managing your credit reporting needs. Partners will customize a credit report package based your unique regulatory and lender requirements and deliver it to you through your desired technology interface, all with clear invoicing and flexible options.
Features include:
Easy to read data with flexible formatting for simplified review
Ability to add a borrower to individual reports already ordered
Split unneeded borrowers from joint reports
Order supplements and score updates directly from clicking on trade lines in question
Report Actions section easily links users to all credit related product ordering
Instant updated total pricing based upon ancillary product ordering
Create borrower invoicing reports based upon transaction history
Accessible via your LOS or Partners website
Accepted by Fannie Mae and Freddie Mac
Use SoftPull prequalification reports prequalify borrowers affordably with no hard inquiries, pulling one, two or three bureaus of data to determine which loan programs they may qualify for
A “soft inquiry” credit report pulled prior to closing to meet FNMA’s Loan Quality Initiatives, aiding in determining any new undisclosed borrower liabilities. Additional Compare Report available, comparing new and old reports for differences.
Converts your credit report into a view that only includes “derog” accounts that can be provided to the borrower for evaluation and investigation.
An additional service, Borrower Verification Reports, allows you to invite your customers to review self-selected portions of their credit reports via a secure web-based portal, eliminating the need to print, fax or scan. The result—faster feedback, greater accuracy and decreased wait times.
Convert any existing credit report to a translated Spanish version
Eliminate wasted costs and fees by setting custom ordering parameters for when one, two or three bureaus of credit data can be returned. Want to avoid paying for three bureaus when any bureau of your choosing shows a score of less than 558? No problem. Our success aligns with yours, and we shouldn’t profit from your wasted money.
Our credit reporting services allow you to manage your loans easily while closing more loans and getting the most for your borrower via our verification offerings and credit tools allowing score maximization.
Borrower credit data updated at the bureau level, having an immediate impact on borrower credit scores (3-5 days turn time) Rush requests completed within 24 hours
Fast, reputable and thorough updating of borrower accounts by our experienced and FCRA-certified staff
Partners looks to meet customer needs on every setup. We will tailor a bundle products and services to your precise needs.